Monday, March 11, 2013

NAIC Insurance #InsureThis? Review and $50.00 Gas Card Giveaway - Ends 04-02-13

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Parents get a little uneasy, when their son or daughter leaves home for the first time!  You're always worrying do they have enough money for food, rent and all the necessary items it takes to live in the real world.  Do you think they ever wonder about car insurance or health insurance?  There was so many things that you did to take care of them, now it's time for them to take control and make their own decisions.  You can always give them advice, but will they listen?  Sometimes they do and sometimes they don't.  This is their journey into adulthood and they'll have to learn many new things!

Talking about insurance is a tricky subject and young adults might not even have insurance on their mind.  Everyone has insurance issues, even those who are just starting out.  No matter what the situation, insurance is something they need to think about now.  There will be a lot of conflicting and confusing information out there, and you may not have all the answers to give them.  The InsureU website is a very helpful, unbiased resource for getting information about insurance!  InsureU has tips that you can share with college students and recent grads to help them better understand their insurance issues and options!

Insurance Illiterate?
No matter your situation, Insure U and your state insurance department offer unbiased tips to help you protect yourself and your stuff.  Spread the knowledge!

Share your favorite #InsureThis? life lesson cards with your friends!


Did you know:
  • Before you buy that sweet new ride, you’ll likely want to check out the insurance standards for the make and model.
  • Many young people decline their employer’s health insurance to save money without thinking about the fact that one trip to emergency room could wipe you out.

Click to find out, what your Insurance IQ is!

InsureThis?

NAIC has a new program called InsureThis?, to help simplify insurance for college students and recent grads to help them be aware of potential issues to consider at this time in their life:
  • Life Lessons Cards:  Mini, real-life scenarios that encourage readers to “think again” about what they think they know about insurance.
  • Under-30 Quiz:  Encourage them to test their knowledge about insurance and check their insurance IQ by taking this fun, online quiz.  (You might try taking it, too!)






A gas card was received for this posting.  I was not paid in any form of cash for this posting. The opinions expressed are my own and were NOT influenced in any way.

Giveaway ends April 02, 2013 (11:59PM PST)
One person per household may enter.
The giveaway is only opened to the United States.
You must be 18 or older.


Bonny Sallee

Comment Page :

69 Awesome Comments! Thanks for visiting!:

jlmk said... Best Blogger Tips

We purchased renters insurance when we had nothing and thought a fire would actually "make" us money. Years later we had upgrade our belongings and had a fire. Although we were under insured at the time, it gave us seed money to start over.
Though your furniture may come from your parents’ basement, renter’s insurance often costs less than replacing a big-screen TV, computer or high-end gaming console.

mkjmc said... Best Blogger Tips

Good grades lowering the premium that applies to my kids

peg42 said... Best Blogger Tips

My son is just getting his permit and we're just starting to look into car insurance. Great tips about getting good grades and about driving a older car.

Sharon Kaminski said... Best Blogger Tips

a good tip is to have your current polcies evaluated and do some comparables

Nancy said... Best Blogger Tips

I like the tip about renter's insurance because it applies to my newly wed daughter and her husband. They are smart enough to already have renter's insurance.

Nancy
allibrary (at) aol (dot) com

Stephanie Phelps said... Best Blogger Tips

I thought the Asking Your Agent About Discounts was great. I never knew there were so many!

Brandy said... Best Blogger Tips

I think the renter's insurance is very important. Most people don't realize how inexpensive it can be compared to having to replace everything if you don't have it.

Kelly Nicholson said... Best Blogger Tips

Drive a beater? The cost of collision or comprehensive coverage may be more than your car is worth. If it's paid for, you may only need liability.

Jackie P said... Best Blogger Tips

Um, I REALLY need to get some discounts.. I have to consolidate I guess.

Stephanie said... Best Blogger Tips

•Before you buy that sweet new ride, check out the insurance costs for the make and model. Just made that mistake and paid for it
tvollowitz at aol dot com

♡♥♬ Louis ♬♥♡ said... Best Blogger Tips

"Salary isn’t the only thing to consider right now. The health insurance benefits package may be just as important, especially if you have a pre-existing condition."

with all the changes in health care coming, it can become a make or break point
Thank you for hosting this giveaway

Louis
pumuckler {at} gmail {dot} com

Rebecca Shockley said... Best Blogger Tips

The tip's about grades and an older vehicle is what we had researched and still is the best tip!
rjwashington2000@yahoo.com

Mikaela said... Best Blogger Tips

->Frequent party host? If your friends royally screw up, even after leaving your place, the cost of property damage and injuries could be on you.

This will definitely make me think twice about who comes over to my appartment when I move out.

mikaelar41 at gmail dot com

cdziuba said... Best Blogger Tips

Definitely the wonderful "getting good grades to lower our insurance premium!" Our son is in the High Honors progam, and gets great grades....this is something we will discuss at dinner tonite!

Beef McBig said... Best Blogger Tips

The tip about making sure the car you choose won't boost your rates too much

ffc57d54-1f8d-11e2-86df-000bcdca4d7a said... Best Blogger Tips

You may only need liability because it reduces insurance premium.

Tammy S said... Best Blogger Tips

The tip that I liked was getting a Insurance Rider. For our family that is important because my husband has a lot of expensive work equipment he keepps at the house.

Evelyn D. said... Best Blogger Tips

That salary is not the most important thing and should look at other factors like benefits

vancgirl said... Best Blogger Tips

job hunting. i am currently doing this without success for almost 2 yrs now.

susitravl said... Best Blogger Tips

Insurance rider for my jewelry - I better look into that. Tomorrow!

Ian Schiff said... Best Blogger Tips

Good grades lowering the cost

TeachTechie said... Best Blogger Tips

The Health Care tip... Unfortunately, we do not nave Universal Health Care like in Europe and Canada. Due to that fact, we must ensure we know what we have, and what it covers.

abfantom said... Best Blogger Tips

The tip I like was that before you buy a new car, check out the insurance costs for the make and model.

abfantom at yahoo dot com

clc408 said... Best Blogger Tips

I like the tip: Decide How Much Coverage You Need
because needs change as circumstances do.

julis55 said... Best Blogger Tips

Good grades that lower the premium

EMMAHORTON said... Best Blogger Tips

HORTON111@AOL.COM

BUNDLING CAN SAVE YOU MONEY

Kim Hardy said... Best Blogger Tips

I like tip about asking about discounts...Im going to do that

greenhome said... Best Blogger Tips

the Specific Factors that Affect Your Rate is really interesting and helpful

sksweeps said... Best Blogger Tips

Before you decline your employer’s health insurance benefits to save a little money, remember, one trip to the emergency room could wipe you out - because I just started a new job with health insurance!

sksweeps (at) earthlink (dot) net

lmuk77 said... Best Blogger Tips

I was most interested in the tip about some items like jewelry not been included in all insurance policies

sweepymummy at yahoo dot com

buzzd said... Best Blogger Tips

I like the tip to ask about discounts there are a lot of them

JC said... Best Blogger Tips

"Though your furniture may come from your parents’ basement, renter’s insurance often costs less than replacing a big-screen TV, computer or high-end gaming console." This is one awesome tip that I wasn't aware of it. Renter's insurance is one thing I never consider.

jlafount said... Best Blogger Tips

Before you decline your employer’s health insurance benefits to save a little money, remember, one trip to the emergency room could wipe you out. A blown appendix cost me $13.5K a year ago.

Liz said... Best Blogger Tips

Renters insurance is important. Infact, I spoke to my sister in getting it and hopefully she'll look into it.

Love3570@aol.com

Maria Iemma said... Best Blogger Tips

I like the idea of getting a better rate by maintaining good grades. Also buying an older car will help. Thank you for the tips as we our son is only a year away from a permit

STRANGEONE1120 said... Best Blogger Tips

Before you buy a new car, check out the insurance costs for it, rates can vary greatly between car modles

Katherine Donovan said... Best Blogger Tips

Your gender and age – males have more accidents; certain age groups have more claims

See.....women are better drivers!! :)
donovandiva61269@aol.com

steve stone said... Best Blogger Tips

Asking Your Agent About Discounts was great tip
gabbflabber at live.com

Cody Anderson said... Best Blogger Tips

The tip - Before you buy that sweet new ride, check out the insurance costs for the make and model means a lot to me because a higher insurance premium could affect the type of car I buy.

mary casper said... Best Blogger Tips

to have your policies evaluated periodically..im an insurance agent so i know

cathycasper@hughes.net

tamara123 said... Best Blogger Tips

Good grades lowering premioums would be fantastic

Debra said... Best Blogger Tips

this tells me a lot about my sons car Drive a beater? The cost of collision or comprehensive coverage may be more than your car is worth. If it's paid for, you may only need liability

guettel78 said... Best Blogger Tips

The tip for job hunters to consider the benefits package as well as the salary means the most to me, as I'm currently on the market. Thanks!

Geoff K
gkaufmanss at yahoo dot com

Jason Grubb said... Best Blogger Tips

Favorite tip - Brainiacs rejoice – good grades may lower your auto insurance premiums.

c8c5d67e-8f7b-11e2-9fec-000bcdcb2996 said... Best Blogger Tips

The tip that I liked was getting a Insurance Rider

Christina said... Best Blogger Tips

I like the tip about renter's insurance because it applies to my newly wed daughter and her husband. They are smart enough to already have renter's insurance.

jtedd said... Best Blogger Tips

You should do some comparable shopping around to see if your policy is e best

Karen said... Best Blogger Tips

I like the tip about window and smoke alarms because I just did that.

Katharina said... Best Blogger Tips

The tip that meant the most to me is the one about checking out insurance costs for make and model of a car before buying. We did this and it was a huge eye-opener (and helpful!)
Katharina angelsandmusic[at]gmail[dot]com

debbie miller said... Best Blogger Tips

after 11 yrs...finally actually have all my ins. policies reviewed and updated...duh

Victoria R. said... Best Blogger Tips

Definitely the Renter's Insurance! I wish I'd read this years ago!

Erica C. said... Best Blogger Tips

I like the part about checking how much your insurance will be before buying a certain model.
ericacarnes(at)gmail(dot)com

amy16323 said... Best Blogger Tips

about discounts.i like that

jammvj66 said... Best Blogger Tips

the tip about checking the insurance costs before you buy

lyndseyluvsjj said... Best Blogger Tips

I like the tip about checking insurance costs before you invest in a car.

lyndsey.rullman at hotmail dot com

Julieh said... Best Blogger Tips

The tip about being a good student and keeping good GPS could help lower our premium
Julie hawkins

Kate said... Best Blogger Tips

I like "Decide How Much Coverage You Need" because that is what is most important to me right now.

kstrycker787@gmail.com

susan1215 said... Best Blogger Tips

Brainiacs rejoice – good grades may lower your auto insurance premiums. My son is going to be getting his drivers license soon so we will look into this.

Debra Guillen said... Best Blogger Tips

Job Hunting
•Salary isn’t the only thing to consider right now. The health insurance benefits package may be just as important
I have been trying to get my oldest son to seriously think about this because he will be 26 this year and we will no longer be able to carry him on our policy. He seems to think because he is young and healthy he doesn't really need it...WRONG!

Derek Timm said... Best Blogger Tips

Having your policies re-evaluated.

Samii Alexxis said... Best Blogger Tips

I like the idea of the insurance rider

Chip said... Best Blogger Tips

Salary isn’t the only thing to consider right now. The health insurance benefits package may be just as important, especially if you have a pre-existing condition. This is so true!!! Don't have a pre-existing condition but having kids who are accident prone is really teaching this lesson. Our insurance stinks and takes away any extra that I got with the higher salary.

Entered under Jill

Charity/CC said... Best Blogger Tips

Before you buy that sweet new ride, check out the insurance costs for the make and model.

The make/model of your car can really increase your insurance rates, and that's why I always check into this before I purchase a vehicle.

ccboobooy at gmail dot com

kellyr78 said... Best Blogger Tips

I like the tip that before you buy a new car check out the insurance costs for the make and model because this is the tip that applies the most to us since we just bought a new car, and it does effect the insurance.
kellywcu8888ATgmailDOTcom

corey1971 said... Best Blogger Tips

Salary isn’t the only thing to consider right now. The health insurance benefits package may be just as important, especially if you have a pre-existing condition. (Corey Olomon)

Gianna said... Best Blogger Tips

Job Hunting.. benefits are important to consider too.

Brian E. said... Best Blogger Tips

"Certain things, like jewelry, may not be covered under your standard home or renter’s insurance. Consider adding what’s called a floater or rider in case something happens to that expensive ring."

Important to read & understand the limits of your homeowner's policy !

senorpiero [at] yahoo [dot] com

ladyt64 said... Best Blogger Tips

Asking your agent about discounts is a good tip because who doesn't like to save money.

cassandra said... Best Blogger Tips

Job Hunting! It is so important I need a new car but its necessary to be realistic about budget and your job.

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